For years we have offered the best service, and widest range of 4×4 insurance policies, but our clients have always needed a competitive quote for their other vehicles, their home contents and even domestic buildings. Now, you can get those all simply by filling in your details here.

As usual, you are guaranteed, our quick and efficient service and now with a range of options to choose from!

Guess how many Landy’s turned out? No fewer than 1007! Imagine a thousand Land Rovers in convoy? Well, actually, you don’t have to imagine it.  Here’s a video of the action (courtesy Tim Skelton of SA Adventure)

From all of us at www.4×4-insurance.co.za, well done to everyone who took part!  And remember, whether you have a Defender, Discovery or a Range Rover your Landy needs Real 4×4 Insurance in South Africa – get it here.

The SA Adventure Land Rover ‘Juho’ Crossing the Rovuma River between Tanzania and Mozambique via Fishing Boat Ferry, on the Northward Bound Tanzania Expedition.

Paying an excess has always been one of the major issues people have with insurance.  I can understand the frustration.

When you have had an accident, or you have lost your 4×4 to theft (a.k.a. wealth redistribution), you have already suffered a loss.  Now, you have to pay a huge excess too!

Lets take a stolen Double Cab for example, valued at R279’000. Generally, your theft excess is 10% of the claim… so you’re in for R27’900 excess. Ouch.

Fortunately, you can change that now!  By adding the XS Sure option to your Cross Country policy, you can remove the Basic excess, Theft excess, as well as the Vehicle Rollover excess and Water Damage excess. This option covers up to R40’000 for those excesses, with only a flat R1’000 excess payable.

It makes sense to me… and I bet it does for you too.

To add this option to your existing Cross Country policy, simply email us and we will contact you to explain the product in detail and to confirm the additional premium.

If you don’t already have a 4×4 Insurance policy with us, click here to complete your details online, and we will provide you with the biggest range of 4×4 Insurance quotes in South Africa.

As with all policies, terms and conditions apply.
XS Sure does not cover additional / cumulative excesses and voluntary excesses

Related articles

• Excess explained: compulsory vs. voluntary (blogs.confused.com)

Vehicle depreciation is a fact that we cannot dispute, but can you imagine stopping the depreciation of your 4×4 or SUV on your 4×4 insurance? It’s about to become a reality!

Let’s take a simple example:

• Our client insures her Nissan Xtrail for it’s retail value of R268’000.
• 2 years go by, and her Xtrail is written off after a nasty accident.
• Her insurer settles the claim based on the current retail value at the time of the claim, which is R212’000.
• So she get’s paid out R212’000, less her excess.
• Depreciation in value = R56’000

Now, let’s look at another example:

• Our same client insures her Nissan Xtrail for it’s retail value of R268’000. But this time she chose the Inception Value Policy*.
• 2 years go by, and her Xtrail is written off after a nasty accident.
• Because our client chose the the Inception Value Policy, her insured value remains R268’000 – the retail value of the Xtrail at the start of the policy.
• So, she get’s paid out R268’000, less her excess.
• Depreciation in value = R Nil

By selecting the Inception Value Policy, you can virtually stop the depreciation of your 4×4 or SUV, so that if you have a major claim, like a write-off, you are able to replace your 4×4 or SUV much easier.

We are proud to be promoting this new, innovative product** from 1 July 2011.

To get a quote on your 4×4 insurance, please click here to complete your details online.

Notes

* Inception Value Policy Terms and Conditions apply.
** Policy underwritten by Cross Country insurance Consultants, on behalf of Hollard Insurance.
The above example is for illustration purposes only.
Cover is always subject to the applicable policy wording.

Related articles

• Luxury vehicles ‘depreciate more’ (autonetinsurance.co.uk)
• My insurer won’t pay what my car’s worth following a write-off. (blogs.confused.com)

Our friends at SA Adventure have built a 4×4 track, and you can drive the track at the expo for a tiny donation.  While this track is mainly aimed at the ‘soft roaders’ amongst us, after the recent heavy rains, there is definitely place for the hardcore offroad specialists too!  On our initial test today, I managed to get my Hardbody 4×4 properly bogged down, and thanks to Tim’s guidance, found my way out of the thick mud… eventually.

This year’s expo is at a new venue: Inanda Country Base, close to Midrand. Be sure to check out the directions on the Expo’s web page.

There is a special challenge to all ladies who drive the track this weekend – they will get free membership to the SA Adventure 4×4 Ladies Club!

Below are some videos of a Nissan Murano testing a couple of the more tame obstacles today.

And lastly, the 4×4-insurance.co.za Nissan Hardbody 4×4 testing the gumpoles obstacle.

Some awesome customisation on this Toyota Prado!

Many of us don’t know the most effective way to use our vehicles – and that is why proper 4×4 driver training is necessary. Even if you have been on a 4×4 course before – it’s good to get your knowledge refreshed every now and then.

Here at 4×4-insurance.co.za, we encourage our clients to get proper 4×4 driver training, especially before venturing off-road. Learn how to get the best out of your 4×4, how to drive safely and conquer obstacles with confidence!

So many options!

Before you make up your mind have a look at the video below, and see what 12 independent judges thought of the competitors in this contest.

Which 4×4 double cab was rated the best? You’ll have to watch the video to find out

At least deciding where to insure your 4×4 is an easier decision! All you have to do speak to us at 4×4-insurance.co.za

Firstly, the SA Adventure Land Rover – sponsored by 4×4-Insurance, going up a dune in Xai Xai, Mozambique with tyres inflated to on-road  pressures.

And then secondly, the same vehicle, going up the same dune, with tyres deflated to 1.1bar.

Notice the difference? Clearly, lower tyre pressure make all the difference.